Claim back overcharged interest on your Spanish mortgage

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No Win, No Fee

You only pay when your case is successful. Our expertise ensures the best possible outcome every time.

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Fact

Hundreds of thousands of mortgage holders were subject to punitive clauses, ensuring they could not see their mortgage payments fall in line with the record low interest rates from 2008-2022.

The European Court of Justice decreed their restrictions unlawful, and it should be repaid to the individual borrower.

Although the ruling is a bonus for borrowers, it isn’t that easy, and the process must be completed through the Spanish legal system. Spanish Floor Clauses can help you claim back YOUR money, and will be with your every step of the way.

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Real Results:
Client Success Stories

Explore our collection of case studies to see how we’ve successfully helped clients challenge illegal floor clauses and reclaim their funds.

Amount Recovered

€37,395

Mortgage Amount:

€250,000

Year of Formalization:

2006

Interest Rate Applied:

3.50%

Duration of Process:

16 months

Amount Recovered

€61,811.24

Mortgage Amount:

575.000€

Year of Formalization:

11/09/2007

Interest Rate Applied:

3.25%

Duration of Process:

2 years

Amount Recovered

€34,447.76

Mortgage Amount:

275.000€

Year of Formalization:

12/01/2006

Interest Rate Applied:

2,75%

Duration of Process:

2 years

Why Us?

Expertise and Integrity at Every Step

Meet the team

Trusted Compliance

Regulated by the Financial Conduct Authority, we ensure secure, compliant services, expertly managing your mortgage overpayment refund.

Collaborative Solutions

With over ten years of collaboration with Spain’s top legal experts, we tailor solutions to navigate complex mortgage laws effectively.

UK and Beyond

From our Leeds and Belfast offices, we offer extensive services across the UK and international solutions for global needs.

Expert Legal Support

Our long-standing partnerships with specialised legal professionals in Spain enhance our ability to handle your cases with unmatched expertise.

Get Started

Reclaim your overpaid mortgage

We offer in-person consultations which can take place in our Leeds and Belfast offices, or you can opt for a video meeting.

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